Workers Compensation Basics
When an employee is a qualified worker within the workers' compensation system, his or her employer is required to pay for workers’ comp insurance. If the worker is injured while performing job duties, then s/he will be generally be entitled to collect benefits through workers comp. The laws in place that create this system of compensation are also known as "strict liability" laws, which means that negligence on the part of the employer is not a factor when deciding whether or not a worker may collect benefits. But this type of strict liability comes with consequences - namely, the worker gives up his/her right to file a lawsuit against the employer using the civil court system, even if the employer is partially (or entirely) at fault for the accident itself.
To learn more about what factors affect workers compensation and about what types of benefits are available, please call us today.
